š Al-Baraka Islamic Bank
As-salamu alaykum! Sharia-Compliant Banking Solutions
š Welcome to Al-Baraka Islamic Bank
This is a demo site for AI Mystery Shopper testing. We offer 100% Sharia-compliant financial products approved by our Higher Sharia Authority. All our services follow SAMA regulations and Islamic banking principles.
š³ Our Islamic Credit Cards
ENTRY LEVEL (SAR 3,000-5,000):
- Basic Card - Min SAR 3K-5K salary, 2.25% monthly profit, SAR 150-200/year
- Titanium Card š - Min SAR 5K, NO annual fee, Lounge access, Ramadan promo: Extra 5% cashback
- World Card š - Min SAR 5K, NO annual fee, 1000+ lounges, Travel bonus promo
MID-TIER (SAR 8,000-10,000):
- Platinum Card - 25,000 mokafaa points welcome bonus, 1.99% monthly profit, SAR 356/year, Takaful insurance
PREMIUM (SAR 20,000-35,000):
- Signature Card - 75,000 mokafaa points, 1.85% monthly profit, SAR 600/year, Premium lounge access
- Infinite Card - 150,000 mokafaa points, 1.75% monthly profit, SAR 850/year, 1,200+ lounges worldwide
š Mokafaa Rewards Program
Earn Points: 1 mokafaa point per SAR spent domestically, 2-4 points per SAR internationally
Redeem For: Flights, hotels, cashback, shopping vouchers, charity donations
Welcome Bonuses: 25,000 to 150,000 points depending on card tier
šļø Tasaheal Program
0% Profit Installments: Purchase from partner merchants with 0% profit margin for up to 12 months. No processing fees. Available at electronics, furniture, and appliance retailers across Saudi Arabia.
š° Payment & Security
- madaPay - Saudi local payment network accepted everywhere
- Mobile Wallets - Apple Pay, Google Pay, Samsung Pay, STC Pay
- 3D Secure - OTP verification for all online transactions
- Global Acceptance - 30 million POS locations, 900,000 ATMs
š Requirements
To apply for a credit card, you'll need:
- National ID (Saudi citizens) or Iqama (residents)
- Minimum monthly salary:
- Entry cards: SAR 3,000-5,000
- Mid-tier: SAR 8,000-10,000
- Premium: SAR 20,000-35,000
- Bank statement (last 3 months)
- Employment letter or salary certificate
- Must be Muslim (for Islamic finance products)
š¬ Test Our Chat Service
Click the chat button to speak with our virtual agent. Our agent is trained on Islamic banking principles, SAMA regulations, and Saudi market requirements.